Lettuce

An automated S Corp back office that sets your salary, runs payroll and pays your taxes as you earn

Solo-ReadySetup: Multi-dayActs autonomouslyClear flat priceChecked · prices checked 2026-11-04
Solo Founder AgentsChecked
Solo-fit verdictSolo-Ready

Powerful for a high-earning solo who will move banking and payroll into it — the catch is that commitment, and the income needed to justify it.

True solo cost — low volumeAbout $99/month on Grow for 1 user at low volume, assuming $40K-$69K income and no S Corp management; promotional pricing may be lower for new accounts.
True solo cost — typical volumeAbout $299/month on Pro for 1 user at typical solo volume, assuming $70K+ income and full S Corp management including payroll and business filing.
No-code score (5/5)

Setup: Multi-day · Control: Acts autonomously

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What Lettuce is — in our words

Lettuce automates the S Corp model end to end for a business of one. It can form your LLC, file the S Corp election, open a dedicated business bank account, and then run the ongoing system: income is monitored as it arrives, bookkeeping is kept continuously, a reasonable salary is calculated from benchmarks and your data, payroll runs, and tax is set aside and paid so quarterly estimates stop being a guessing game. Your dashboard is built around take-home pay after tax rather than raw revenue, which is how most solos actually think about their money. The Grow tier covers LLC management for lower-earning solos without S Corp management, while Pro is the full S Corp product for those earning more, with Premium historically offered for more complex or multi-entity situations; check the live pricing page for the current line-up, because tiers and promotions change. Two cautions belong in any honest summary. First, the model works best when your money actually flows through Lettuce's banking and payroll rails — adopting it is a bigger commitment than installing an app. Second, the value case rests on S Corp tax savings, which only materialise above a real income threshold. Below that, simpler tools cost less.

What it does end-to-end

  • Forms an LLC and files the S Corp election, with banking set up
  • Keeps bookkeeping continuously as income and expenses flow in
  • Calculates a reasonable salary and runs owner payroll
  • Allocates income to taxes, salary and profit and pays taxes automatically
  • Prepares and files the business tax return on Pro, with personal return available for a fee

What it does NOT do

  • Works best inside its own bank account — moving money to its rails is part of the deal
  • S Corp savings only make sense above roughly $60-70K of profit; below that it is overkill
  • Personal 1040 filing is an extra fee, not included in Pro
  • No dedicated account manager is listed on the pricing page

Pricing — checked 2026-11-04

Monthly tiers by income and entity stage, billed monthly with no long-term contract; Grow is frequently promoted below its $99 list price for new accounts.

PlanPublished price
Grow$99/month
Pro$299/month
Premium$525/month
Billing unitper month, per business
Free tier / trialNone published
Pricing clarityClear flat price
SourceOfficial pricing page ↗
Checked 2026-11-04

Setup, control and fit

Setup timeMulti-day
Human controlActs autonomously
PlatformsWeb
Best forSolo consultants earning $70K+ · Independent professionals · Single-member LLCs electing S Corp · Creators with steady income

Integrations we verified: Lettuce business bank account (partner bank), Payroll (built in)

Pros — our take

  • The most automated S Corp system here — salary, payroll and tax payments run as income arrives
  • Dashboard shows real take-home after tax, which matches how solos actually plan
  • Tax savings guarantee on Pro gives the price a clear test to pass

Cons — our take

  • Requires committing to its banking and payroll rails, a bigger switch than a ledger change
  • Only pays off at higher solo incomes; expensive for early-stage earnings
  • Support is an AI assistant and team rather than a named dedicated manager

Other do the books agents

A ledger that keeps your books current every day, not just at month-end

Excellent solo fit if you will review exceptions weekly — the catch is there is no human bookkeeper in the price.

True solo cost (typical)About $100/month on Core for 1 user at typical solo volume, assuming you want dimensional tracking and automated schedules.
No-code
Solo-ReadySetup: Same dayActs + logs everythingChecked · prices checked 2026-11-04

Self-driving bookkeeping that categorises, reconciles and hunts deductions for you

One of the best-value solo options — the catch is tax filing and complex accrual work still sit outside it.

True solo cost (typical)About $40/month on Basic for 1 user at typical solo volume, assuming one entity and unlimited categorisation billed annually.
No-code
Solo-ReadySetup: Under 1 hourActs + logs everythingChecked · prices checked 2026-11-04

The default small-business ledger, now with built-in AI agents doing the routine posting

The most portable solo choice — the catch is it is software you run, not a service that runs your books for you.

True solo cost (typical)About $85/month on Essentials for 1 user at typical solo volume, assuming you need bill management and time tracking; Plus at $140/month if you need inventory or projects.
No-code
Solo-ReadySetup: Same dayApproves before actingChecked · prices checked 2026-11-04

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