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Desktop bookkeeping you buy once for $79 — your books stay encrypted on your own computer, and your own AI plugs in to categorise them.
The buy-once outlier: real bookkeeping that lives on your own machine for $79 total — ideal if your books are simple, cash-basis and US-based, and you are tired of renting your ledger.
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Nani Accounting is one-time-purchase desktop bookkeeping: $79 once, your company file encrypted on your own computer, and your own AI plugged in only if you want it.
Your books are cash-basis, US-dollar and simple enough for desktop software, and you would rather own your ledger for $79 than rent one monthly.
You need cloud access from anywhere, accrual or multi-currency books, bank-feed automation as the core workflow, or tax filing inside the product.
Workflows are built only from verified capabilities in our listing research — no vendor copy, nothing invented.
Starts A bank statement arrives (CSV, QFX, OFX or PDF)
You get Books that tie to the statement balances
The monthly close starts from verified balances, not hope
Starts Transactions you do not recognise pile up
You get A categorised ledger with fewer mysteries each month
Approval Nothing is categorised silently — the interview exists so you decide
Categorisation help without handing your books to a cloud service
Starts You connect Claude, ChatGPT or a compatible local/hosted model
You get AI-assisted categorisation at your provider's rates
Approval AI is optional and connected by you; core bookkeeping works without it
AI speed with local-file privacy — and no AI bill if you skip it
Starts The year closes
You get 18 reports and a CPA-ready package
Tax season becomes a handover, not an excavation
Download Nani and open the fictional Acme Anvil Co. — almost two years of books, no licence needed to look around.
One purchase covers Mac and Windows on 2 computers, with 12 months of updates; a refund can be requested within 7 days.
Each company is its own encrypted local file; import statements in CSV, QFX, OFX or PDF.
One-click for Claude Desktop or ChatGPT, or a compatible API/local model; set a token cap before it runs.
Time to first useful result: Under an hour — install, create a company file, import a statement · no-code 5/5
One published price: $79 once. The licence covers Mac and Windows on 2 computers, encrypted local company files, statement imports, invoices, bills, mileage, 18 reports and a year-end CPA package, AI connection, and 12 months of updates. There is no automatic renewal or recurring Nani bill; after 12 months your version keeps working. A custom version is offered scoped and priced per workflow, with no price published. AI provider charges are separate and not included.
$79 once — one purchase, no renewal
Custom / quoted · $null/mo for one person
| Plan | Published price | Solo monthly | Billed by | Limits & overage |
|---|---|---|---|---|
| NaniSolo pick | $79 once — one purchase, no renewal | $null/mo | Custom / quoted | Updates are included for 12 months; future features, operating systems and AI-service changes may require a newer version · AI provider subscriptions or API charges are separate and not included · Internet is required to activate and periodically verify the licence (normally weekly checks; a successful check allows up to 60 days offline) |
There is no meter to jump: the only future costs are optional — a newer version after the 12 included update months if you want one, and your own AI provider's charges if you connect a model.
Price record · 2026-11-05: First listing check, 2026-11-05, on naniaccounting.com/pricing (homepage confirms the same figure): $79 once, a single one-time price with no toggles, seat selectors or other tiers on the page. True Solo Cost monthly equivalents in this listing are our arithmetic — $79 spread over the 12 months of included updates is about $6.58/month in year one, $0/month afterwards on the version you own. Refund per the vendor: requestable within 7 days of purchase; a full refund cancels the licence. Current release at check: 0.5.0 (downloads page).
The same fields on every deep listing in this job, so agents compare field by field. “Not verified” means our research has not confirmed it yet — it never means “doesn't have it.”
Nani Accounting is the anti-subscription entry in this job: desktop bookkeeping for US small businesses that you buy once for $79, install on Mac or Windows, and keep — there is no monthly bill, no automatic renewal, and after the included 12 months of updates the version you own keeps working. Your company file never becomes a cloud tenant: each company lives in its own encrypted file on your computer, with backups and exports under your control. The work itself is recognisably bookkeeping rather than a chat toy: statement imports in CSV, QFX, OFX and PDF with opening and closing balance checks, an interview flow that groups unclear transactions for you to resolve, rules, splits and transfer matching, invoices, bills, mileage, home-office, inventory and equipment tracking, journal entries with reversing corrections, an inbox for paperwork, 18 reports and a year-end CPA package with a checklist and a lock. AI is deliberately optional and deliberately yours: the core bookkeeping works without it, and if you want help categorising you connect your own model — one-click routes exist for Claude Desktop and ChatGPT, almost any compatible hosted or local LLM can plug in, keys stay in your computer's keychain, and provider charges are separate from the $79. The boundaries are stated plainly by the vendor: cash-basis books, US dollars and a calendar year; US entity types from sole proprietors to C corporations; and no free trial — instead a fictional sample company, Acme Anvil Co. with almost two years of books, that you can explore before buying.
Solo Fit stays the public score: the qualitative roll-up of these four published inputs under the How We Rank method. A single one-time price is the clearest pricing in the job; you categorise and approve yourself, so human control is total by design.
The difference: Digits is a cloud AI ledger from $65/month that keeps itself current; Nani is $79 once on your own machine — ownership and privacy against automation and anywhere access.
The difference: Kick has a free tier and a tax-focused cloud shape; Nani has no free tier but also no monthly bill at all after the one purchase.
The difference: QuickBooks Online is the incumbent cloud ledger your accountant already knows, rented monthly; Nani is the buy-once desktop break from that rent.
$79 once — a single one-time licence checked on naniaccounting.com/pricing on 2026-11-05, covering Mac and Windows on 2 computers with 12 months of updates and no renewal. Spread over that first year it is about $6.58 a month; afterwards the version you own keeps working at no further Nani cost.
No. The pricing page states there is no automatic renewal or recurring Nani bill: updates are included for 12 months, and after that your current version keeps working under the licence, with periodic verification. Future features or operating-system changes may require a newer version, which is not guaranteed by the purchase.
No — the vendor states the core bookkeeping works without AI. AI categorisation is optional and uses your own model: one-click connections exist for Claude Desktop and ChatGPT, almost any compatible hosted or local LLM can plug in, keys stay in your computer's keychain, and provider charges are separate from the $79.
There is no free trial, but the download includes the fictional Acme Anvil Co. sample books — almost two years of fictional records you can explore without a licence. Imports, exports, backups and AI connections unlock with a licence, and the vendor offers a refund if requested within 7 days of purchase.
Nani Accounting is not in a published stack yet — stacks are edited buying guides, and memberships are added only when the combination has been worked through.
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