Bookkeeping done for you, from a $99 AI-run tier to a full human finance team
The best priced done-for-you entry here — the catch is the fuller human service costs far more and scales with your spending.
Setup: Multi-day · Control: Acts + logs everything
Visit Pilot ↗ Compare all do the books agents
Pilot sells bookkeeping as a service with two honestly different levels. Essentials is the lower-cost, AI-run option: transactions from your bank and cards are categorised, accounts are reconciled and cash-basis books are closed monthly, with support by in-app messaging. Core is the traditional Pilot offer — a US-based team working with its software to deliver cash or accrual books that pull from payroll, accounts payable, inventory and payment platforms, with reporting intended to satisfy partners, lenders and investors. Pricing for Core is driven by your monthly expense level and is shown through its pricing calculator rather than as one flat number, so two similar-looking businesses can pay quite different amounts. Tax preparation, CFO services, bill pay, invoicing and payroll administration are all available from the same vendor at extra cost, which makes Pilot easy to expand with and easy to overspend on. For a solo founder, Essentials is the relevant entry point and is competitively priced for done-for-you books; the moment you need accrual reporting, dedicated expertise or faster closes, you are in Core territory at several times the price. Pilot is US-focused and works best for incorporated startups and established small businesses rather than casual side hustles.
Essentials is a published flat $99/month; Core and Custom are priced by monthly expenses through its calculator, with annual billing discounts.
| Plan | Published price |
|---|---|
| Essentials | $99/month |
Integrations we verified: Bank and card connections, Payroll providers including Gusto, Stripe, Accounts payable platforms, Inventory systems
A ledger that keeps your books current every day, not just at month-end
Excellent solo fit if you will review exceptions weekly — the catch is there is no human bookkeeper in the price.
Self-driving bookkeeping that categorises, reconciles and hunts deductions for you
One of the best-value solo options — the catch is tax filing and complex accrual work still sit outside it.
The default small-business ledger, now with built-in AI agents doing the routine posting
The most portable solo choice — the catch is it is software you run, not a service that runs your books for you.
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